:root{
  --navy:#2f3170; --navy-2:#3d3f7c; --navy-deep:#1f2150;
  --gold:#f2b544; --gold-dark:#e0a12c;
  --ink:#1c1e3f; --muted:#5b5e80; --line:#e3e5f0; --bg-soft:#f4f5fa; --white:#fff;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Plus Jakarta Sans",system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-weight:800;line-height:1.15;letter-spacing:-.02em}
a{color:inherit}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}

/* header */
header{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo img{height:44px;width:auto;display:block}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{text-decoration:none;font-weight:600;font-size:.95rem;color:var(--ink)}
.nav-links a:hover{color:var(--navy-2)}
@media(max-width:760px){.nav-links a:not(.btn){display:none}.logo img{height:36px}}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;background:var(--gold);color:var(--navy-deep)!important;padding:14px 26px;border-radius:8px;text-decoration:none;font-weight:700;font-size:1rem;border:none;cursor:pointer;font-family:inherit;transition:background .15s,transform .15s}
.btn:hover{background:var(--gold-dark);transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff!important}
.btn-navy:hover{background:var(--navy-deep)}
.btn-outline{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.6)}
.btn-outline:hover{background:rgba(255,255,255,.1)}
.nav-links .btn{padding:10px 20px;font-size:.92rem}

/* hero band */
.band{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.band::after{content:"";position:absolute;right:-180px;top:-180px;width:520px;height:520px;border-radius:50%;background:rgba(255,255,255,.04)}
.hero{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:center;padding:96px 24px 104px;position:relative;z-index:1}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.hero h1{font-size:clamp(2.4rem,5.2vw,3.9rem);margin-bottom:22px}
.hero h1 span{color:var(--gold)}
.hero p{font-size:1.18rem;color:rgba(255,255,255,.85);max-width:560px;margin-bottom:34px}
.hero .actions{display:flex;flex-wrap:wrap;gap:12px}
.hero-art{justify-self:center;width:100%;max-width:400px;opacity:.95}
@media(max-width:860px){.hero{grid-template-columns:1fr;padding:64px 24px 72px}.hero-art{display:none}}

.page-hero{padding:80px 24px 88px;position:relative;z-index:1;max-width:820px}
.page-hero h1{font-size:clamp(2.2rem,4.6vw,3.3rem);margin-bottom:20px}
.page-hero p{font-size:1.15rem;color:rgba(255,255,255,.85);margin-bottom:32px}
.back{display:inline-block;color:rgba(255,255,255,.7);text-decoration:none;font-size:.9rem;font-weight:600;margin-bottom:22px}
.back:hover{color:#fff}

/* trust strip */
.strip{background:var(--navy-deep);color:rgba(255,255,255,.85)}
.strip .wrap{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 40px;padding:18px 24px;font-weight:600;font-size:.92rem}
.strip span::before{content:"✓";color:var(--gold);margin-right:8px;font-weight:800}

/* sections */
section{padding:88px 0}
.soft{background:var(--bg-soft)}
.head{max-width:680px;margin-bottom:48px}
.head.center{text-align:center;margin-left:auto;margin-right:auto}
.head .eyebrow{color:var(--navy-2)}
.head h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:14px}
.head p{color:var(--muted);font-size:1.08rem}

/* service cards */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:900px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:34px 30px;display:flex;flex-direction:column;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 18px 40px -18px rgba(31,33,80,.35);transform:translateY(-3px)}
.icon{width:56px;height:56px;border-radius:12px;background:var(--navy);display:flex;align-items:center;justify-content:center;margin-bottom:22px}
.icon svg{width:28px;height:28px;stroke:var(--gold);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card .tag{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--navy-2);margin-bottom:8px}
.card h3{font-size:1.4rem;margin-bottom:12px}
.card p{color:var(--muted);flex:1}
.card ul{list-style:none;margin:18px 0 26px}
.card li{padding:6px 0 6px 26px;position:relative;font-weight:500;font-size:.96rem}
.card li::before{content:"";position:absolute;left:0;top:13px;width:14px;height:8px;border-left:2.5px solid var(--gold);border-bottom:2.5px solid var(--gold);transform:rotate(-45deg)}
.card .btn{align-self:flex-start}
.featured{background:var(--navy);color:#fff;border-color:var(--navy)}
.featured p{color:rgba(255,255,255,.8)}
.featured .tag{color:var(--gold)}
.featured .icon{background:var(--gold)}
.featured .icon svg{stroke:var(--navy)}

/* gap diagram */
.gap{display:grid;grid-template-columns:1fr 1.3fr 1fr;align-items:stretch;gap:0;border-radius:14px;overflow:hidden;border:1px solid var(--line)}
.gap div{padding:34px 28px;background:#fff}
.gap .mid{background:var(--navy);color:#fff;position:relative}
.gap h3{font-size:1.2rem;margin-bottom:8px}
.gap p{color:var(--muted);font-size:.97rem}
.gap .mid p{color:rgba(255,255,255,.85)}
.gap .mid h3{color:var(--gold)}
@media(max-width:760px){.gap{grid-template-columns:1fr}}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:860px){.steps{grid-template-columns:1fr}}
.step{background:#fff;border-radius:14px;padding:32px 28px;border:1px solid var(--line)}
.step .num{font-size:2.6rem;font-weight:800;color:var(--gold);line-height:1;margin-bottom:14px}
.step h3{font-size:1.2rem;margin-bottom:8px}
.step p{color:var(--muted);font-size:.97rem}

/* chips */
.chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.chips span{background:#fff;border:1.5px solid var(--line);padding:12px 22px;border-radius:40px;font-weight:600;font-size:.95rem}

/* included list */
.included{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px}
.included div{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px 26px 26px 72px;position:relative}
.included div::before{content:"";position:absolute;left:26px;top:28px;width:30px;height:30px;border-radius:8px;background:var(--navy)}
.included div::after{content:"";position:absolute;left:35px;top:36px;width:11px;height:6px;border-left:2.5px solid var(--gold);border-bottom:2.5px solid var(--gold);transform:rotate(-45deg)}
.included h3{font-size:1.08rem;margin-bottom:4px}
.included p{color:var(--muted);font-size:.95rem}

/* CTA band */
.cta{text-align:center}
.cta h2{font-size:clamp(1.9rem,3.6vw,2.6rem);margin-bottom:12px}
.cta p{color:rgba(255,255,255,.8);margin-bottom:30px;font-size:1.08rem}
.cta .actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.cta .wrap{padding:80px 24px;position:relative;z-index:1}

/* form */
.form-wrap{display:grid;grid-template-columns:1fr 1.25fr;gap:56px;align-items:start}
@media(max-width:860px){.form-wrap{grid-template-columns:1fr;gap:32px}}
.form-wrap h2{font-size:clamp(1.9rem,3.6vw,2.5rem);margin-bottom:14px}
.form-wrap .lead{color:var(--muted);font-size:1.08rem}
form{background:#fff;border-radius:16px;padding:34px;box-shadow:0 24px 60px -24px rgba(31,33,80,.3);border:1px solid var(--line)}
label{display:block;font-weight:700;font-size:.86rem;margin-bottom:7px}
input,select,textarea{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:8px;font:inherit;font-size:.98rem;margin-bottom:20px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--navy-2);box-shadow:0 0 0 3px rgba(61,63,124,.15)}
.row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:520px){.row{grid-template-columns:1fr}}
form .btn{width:100%;justify-content:center;padding:16px}
.small{font-size:.84rem;color:var(--muted);margin-top:14px;text-align:center}

footer{background:var(--navy-deep);color:rgba(255,255,255,.7);padding:44px 0;font-size:.92rem}
footer .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:20px}
footer img{height:40px;opacity:.95}
footer nav a{color:rgba(255,255,255,.8);text-decoration:none;margin-left:22px;font-weight:600}
footer nav a:hover{color:#fff}
.cards.two{grid-template-columns:repeat(2,1fr);max-width:920px;margin:0 auto}
@media(max-width:800px){.cards.two{grid-template-columns:1fr}}